$464,000
490 WINDERMERE Way, St. Augustine, FL 32095, St. Augustine, FL 32095
Beacon Lake
- Price
- $464,000
- Beds / Baths
- 3 / 2
- Living area
- 1,614 sqft
- Year built
- 2020
- Type
- Residential
- Lot
- 0.14 ac
- Garage
- 2
- HOA
- $5/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 12
JUST LISTED in highly sought-after Beacon Lake! Situated on a beautiful preserve lot, this thoughtfully designed home offers an open, split floor plan filled with natural light. The kitchen features white shaker cabinetry, a gas range, large island and walk-in pantry, all opening to the main living area with custom built-ins. Recent improvements include new flooring throughout, additional built-ins at the entry, a fully fenced backyard and an expanded rear patio, giving you even more outdoor living space alongside the screened lanai and peaceful preserve views. Living in Beacon Lake means enjoying incredible community amenities, including the 43-acre lake, Lake House, resort-style pool, splash park, fitness center, pickleball and tennis courts, playgrounds, dog park, trails and more. Conveniently located near shopping, dining, I-95 and the beaches. This one is officially LIVE and ready for showings! Reach out for more details or to schedule your private tour.
What to check on this one
- Verify actual flood zone designation with FEMA map or county appraiser—listing shows unknown.
- Confirm CDD bond payoff amount and annual assessment beyond $5/mo HOA fee.
- Request 2020 builder warranty details and any transferability to new owner.
- Confirm all recent improvements (flooring, built-ins, patio, fencing) have permits on file.
- Review HOA documents for rental restrictions if short-term rental is future consideration.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $371,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of EXP REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 3:33 PM.
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