Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$959,000

2081 VELA NORTE Circle, Atlantic Beach, FL 32233, Atlantic Beach, FL 32233

Selva Norte

Price
$959,000
Beds / Baths
3 / 3
Living area
2,570 sqft
Year built
1986
Type
Residential
Lot
0.29 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
16
Elementary
Atlantic Beach
Middle
Duncan Fletcher
High school
Duncan Fletcher

Welcome to this charming brick home in Atlantic Beach, perfectly situated for enjoying the best of coastal living. Featuring a spacious backyard with plenty of shade, this property offers a private outdoor retreat ideal for relaxing, entertaining, or enjoying warm summer days. Inside, the home provides an inviting sense of openness, with generous living spaces designed for comfortable gatherings and effortless entertaining. The primary bedroom is conveniently located on the ground floor, offering added accessibility and privacy. With ample open space throughout and a location that makes commuting to the beach a breeze, this home combines comfort, convenience, and classic appeal. Whether you're looking for a year-round residence or a place to enjoy the Atlantic Beach lifestyle, this brick home offers plenty of space and opportunity in a wonderful coastal setting. Schedule your private tour now!

What to check on this one

  • Verify flood zone designation—check FEMA map; obtain elevation certificate if AE/VE.
  • Get roof inspection report; 1986 roof likely near/past insurer replacement threshold.
  • Order 4-point inspection (roof, HVAC, plumbing, electrical) for underwriting.
  • Confirm plumbing type—cast iron or polybutylene common in 1986; plan replacement costs.
  • Request HVAC service history and current system age/condition.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,976/mo
Property tax (1.1% eff., Duval Co.)$879/mo
Homeowners insurance (est.)$559/mo
All-in monthly (est.)$6,414/mo

Loan $767,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KST GROUP LLC. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 2:49 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.