Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$489,000

LOT 21 BELLAMY Road, Florahome, FL 32140, Florahome, FL 32140

Metes & Bounds

Price
$489,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
41.15 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
18

41.15 +/- acres in peaceful and tranquil setting of Florahome, with 249 +/- ft frontage on Bellamy Rd. Known for its small-town charm, Florahome is one of the best kept secrets. This would be a perfect place to build your dream home or that weekend getaway you've always wanted. If you love boating, you'll be less than a mile away from George's Lake public boat ramp. George's Lake is an 820-acre lake that can accommodate fishing, skiing, & jet skis. You can feel tucked away in your private oasis, yet have an easy commute to major cities, with approximately 36 miles to Gainesville 23 miles to Palatka, 27 miles to Starke, 20 miles to the First Coast Expressway, and less than 50 miles from St. Augustine & Jacksonville. Property is also near the Ocala to Osceola Wildlife Corridor (O2O) - a 100 mile long passageway that connects the Ocala National Forest to the Osceola National Forest. Belmore State Forest and Etoniah Creek State Forest nearby. Don't let this rare opportunity pass you by!

What to check on this one

  • Verify flood zone designation with FEMA flood maps and Putnam County—41 acres needs clear designation.
  • Confirm septic system feasibility; obtain soil report and percolation test for 41-acre parcel.
  • Check well water availability and any existing well infrastructure on property.
  • Obtain survey to verify exact acreage, lot lines, and 249-ft Bellamy Rd frontage.
  • Verify zoning classification and permitted uses—residential, agricultural, mixed, or other.
  • Confirm utilities available (electric, gas lines) and costs to develop on acreage.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,537/mo
Property tax (1.1% eff., Putnam Co.)$448/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$3,277/mo

Loan $391,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COLDWELL BANKER BEN BATES INC. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 6:46 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.