Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$749,000

2650 CAPRICE Lane, Fernandina Beach, FL 32034

Egans Bluff

Price
$749,000
Beds / Baths
3 / 2
Living area
1,665 sqft
Year built
1996
Type
Residential
Lot
0.25 ac
Garage
2
HOA
$11/mo
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
20
Elementary
Emma Love Hardee
Middle
Fernandina Beach
High school
Fernandina Beach

$450/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 77% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Single-level living in a desirable mid-island location! This completely remodeled 3BR/2BA shows like new and sits just minutes from the beach by bike or golf cart. The chef's kitchen features custom cabinetry, quartz counters, and Thermador appliances that shine. The primary suite offers double sinks, a custom shower, and two walk-in closets. The fresh airy pallet is ready for your design vision. A 350 SF glassed-in sunroom, adds flexible bonus space for gathering or relaxing year-round. A new whole-home central air system is set for maximum comfort while staying highly efficient. Outside, the expansive lot offers rare room for a boat and RV, plus new irrigation and established landscaping in the front of the home. New cement siding and a full remodel mean this one is truly move-in ready. Enjoy a large yard and room for your boat and RV, plus county-only taxes. Contact me for a full list of updates to this home. Schedule your showing today.

What to check on this one

  • Verify actual flood zone designation with Nassau County—critical for insurance and financing.
  • Confirm roof age and get copy of installation receipt; 1996 home may need soon.
  • Request full renovation scope and permits—kitchen, HVAC, siding, electrical work dates.
  • Obtain 4-point inspection quote; older home may trigger insurer requirements.
  • Verify new central air warranty and SEER rating for efficiency claims.
  • Confirm elevation certificate if in AE/VE flood zone; impacts insurance cost.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,886/mo
Property tax (1.1% eff., Nassau Co.)$687/mo
Homeowners insurance (est.)$437/mo
HOA$11/mo
All-in monthly (est.)$5,021/mo

Loan $599,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of SUMMER HOUSE REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 14, 2026, 8:32 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.