Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$274,900

109 LAUREL WOOD Way 103, St. Augustine, FL 32086, St. Augustine, FL 32086

Belle Haven

Price
$274,900
Beds / Baths
2 / 2
Living area
1,272 sqft
Year built
2006
Type
Condo
Lot
Garage
0
HOA
$520/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
18

$216/sqft asking, vs a $180/sqft median across 123 closed sales in 32086 over the last 12 months — 20% above the area's closed prices. Condition and lot vary; that's what a showing is for.

LAKEFRONT FIRST FLOOR ONE STORY 2 BEDROOM 2 BATH FULLY FURNISHED CONDO AT BELLE HAVEN! This condo offers a bright and uplifing atmosphere and is ready to move into and enjoy the relaxing lakeviews on the screen porch! Unit 103 features a spacious livingroom & kitchen w/ a pantry and plenty of cabinets. The soothing master suite has a tray ceiling, large wallk-in closet, double vanity sinks, shower stall & water view. All kitchen appliances are included as well as the washer & dryer. Belle Haven is conveniently located to Downtown Historic St Augustine, to the white sandy beaches, restaurants, shopping & hospital! Community is gated with the following included amentities: Pool, Clubhouse & Gym. MUST SEE!

What to check on this one

  • Verify condo milestone inspection report and SIRS status with HOA.
  • Request flood zone determination and elevation certificate for lender/insurance.
  • Review HOA reserve study, budget, and any special assessments planned.
  • Confirm roof age and last inspection; verify insurer will cover 20-year-old building.
  • Get HOA rental restriction policy in writing before purchase.
  • Request 4-point inspection and wind-mitigation certificate for underwriting.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,426/mo
Property tax (1.1% eff., St. Johns Co.)$252/mo
Homeowners insurance (est.)$292/mo
HOA$520/mo
All-in monthly (est.)$2,490/mo

Loan $219,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CENTURY 21 BECKHAM REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 1:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.