$1,499,000
342 N 12TH Street, Flagler Beach, FL 32136, Flagler Beach, FL 32136
Palma Vista
- Price
- $1,499,000
- Beds / Baths
- 2 / 2
- Living area
- 1,892 sqft
- Year built
- 1997
- Type
- Residential
- Lot
- 0.4 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Flagler
- Days on market
- 18
- Elementary
- Old Kings
- Middle
- Buddy Taylor
- High school
- Flagler Palm Coast
$792/sqft asking, vs a $211/sqft median across 67 closed sales in 32136 over the last 12 months — 276% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Nearly an acre on the Intracoastal Waterway -- 0.80 acres across two parcels at 342 N. 12th Street in Flagler Beach, Florida, with two boat lifts, a private pool, and four bays of enclosed garage. At roughly 34,848 square feet, this double-lot waterfront property offers land and privacy that is difficult to replicate anywhere along the Flagler County coast, where most beachside parcels run a fraction of this size. The waterfront package is the draw. A 10,000 lb covered boat lift protects the primary vessel from sun and weather year-round, while a second lift accommodates a skiff, flats boat, or personal watercraft. Approximately 4 feet of water at low tide suits center consoles, bay boats, and flats boats, with the Intracoastal Waterway directly off the dock and the Atlantic Ocean a short walk east on 12th Street. Built in 1992, the residence offers 1,892 square feet with 2 bedrooms, 2 full bathrooms, and a versatile loft that works as a third sleeping space, home office, or bunk room. Living areas orient toward the water, connecting the interior to the outdoor entertaining space. Outdoor living centers on a private pool with room for covered seating and waterfront dining, and the 0.80-acre footprint leaves substantial open ground beyond it. Two separate two-car garages deliver four bays of enclosed parking for vehicles, a boat trailer, a golf cart, and workshop or storage -- a configuration rarely found on Intracoastal parcels in a beach town. Flagler Beach is one of the last low-rise beach towns on Florida's east coast, where A1A runs close enough to the Atlantic that high-rise development was never possible. Residents have six miles of open shoreline, the Flagler Beach Pier, High Tides at Snack Jack, and the Funky Pelican, plus Gamble Rogers Memorial State Recreation Area, Betty Steflik Memorial Preserve, and Washington Oaks Gardens State Park within a short drive. Palm Coast is 10 minutes north, historic St. Augustine roughly 25 minutes up A1A. For the buyer who wants boats in the water, a pool at the door, the Atlantic a walk away, and nearly an acre to keep it all on, 342 N. 12th Street delivers a Flagler Beach waterfront combination that rarely reaches the market
What to check on this one
- Verify flood zone designation and obtain elevation certificate for Intracoastal Waterway property.
- Confirm roof age (built 1992—may need inspection/insurer approval); get 4-point inspection.
- Check plumbing type (1992 build—verify no polybutylene); inspect boat lift mechanical systems.
- Obtain title commitment for both parcels; confirm marina/dock easement rights and boat lift ownership.
- Verify pool equipment age, permits, and maintenance history; review any HOA/city waterfront restrictions.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $1,199,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST. Data via realMLS (Northeast Florida MLS), updated Aug 18, 2026, 3:39 PM.
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