Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$515,000

168 VARNER Way, St. Augustine, FL 32092, St. Augustine, FL 32092

Silver Landing

Price
$515,000
Beds / Baths
4 / 3
Living area
2,309 sqft
Year built
2023
Type
Residential
Lot
0.17 ac
Garage
2
HOA
$133/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
18
Elementary
Magnolia Oaks Academy
Middle
Magnolia Oaks Academy
High school
Tocoi Creek

$223/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 9% above the area's closed prices. Condition and lot vary; that's what a showing is for.

NO CDD FEES! Beautifully upgraded SilverLeaf home offering custom touches, a beautiful water view, and an oversized fenced backyard. The desirable split floor plan features a private primary suite, spacious secondary bedrooms, and an open-concept living area filled with natural light. The upgraded kitchen features custom cabinetry, upgraded cabinet pulls, a stylish backsplash, a thoughtfully designed island with additional seating, and a walk-in pantry. A versatile flex room with French doors is perfect for a home office, playroom, or gym. Over $20,000 in improvements include upgraded light fixtures and an epoxy-coated garage floor. Enjoy the screened lanai overlooking the oversized backyard with a beautiful water view, extended paver patio, gravel landscaping, and a fire pit area--perfect for entertaining or relaxing. Conveniently located within golf-cart distance of the new K-8 school and just minutes from Publix, Baptist Medical Campus, and everyday conveniences. Schedule Tour Now!

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate for waterfront lot.
  • Confirm HOA $133/mo covers what; request full governing documents and rental restrictions.
  • Review builder warranty remaining (2023 build); check for any structural/mechanical claims filed.
  • Inspect water view easement or deed restrictions affecting backyard/lanai use long-term.
  • Confirm all upgraded fixtures (lighting, epoxy garage) retain manufacturer warranties.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,672/mo
Property tax (1.1% eff., St. Johns Co.)$472/mo
Homeowners insurance (est.)$300/mo
HOA$133/mo
All-in monthly (est.)$3,577/mo

Loan $412,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COMPASS FLORIDA LLC. Data via realMLS (Northeast Florida MLS), updated Aug 17, 2026, 6:45 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.