Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$289,000

212 WHISPERING BROOK Drive, St. Augustine, FL 32084, St. Augustine, FL 32084

Whispering Creek

Price
$289,000
Beds / Baths
3 / 3
Living area
1,337 sqft
Year built
2023
Type
Townhouse
Lot
Garage
0
HOA
$73/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
95
Elementary
Crookshank
Middle
Sebastian
High school
St. Augustine

$216/sqft asking, vs a $206/sqft median across 103 closed sales in 32084 over the last 12 months — 5% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to easy living in the desirable Whispering Creek community! Built in 2023, this beautifully maintained 3 bedroom, 2.5 bathroom end-unit townhome offers a spacious open floorplan designed for both everyday comfort and entertaining. The modern kitchen features stainless steel appliances, a pantry for extra storage, and a large center island overlooking the main living space. A convenient half bathroom downstairs is perfect for guests. Head upstairs where the primary bedroom includes an en suite bathroom and is thoughtfully positioned down the hall from the guest bedrooms for added privacy. The two guest bedrooms share a convenient Jack and Jill full bathroom, while the upstairs laundry room adds everyday convenience. Step outside to enjoy the covered rear patio overlooking the fully fenced backyard with privacy fencing along the rear, plus an outdoor storage closet for extra space. Located just down the street from the local middle and high schools, this home is also close to shopping, dining, and major highways for an easy commute. Enjoy being less than 20 minutes from historic downtown St. Augustine and beautiful Vilano Beach while coming home to low-maintenance townhome living in a growing community!

What to check on this one

  • Confirm exact flood zone designation and obtain elevation certificate if AE/VE.
  • Review HOA covenants, rental restrictions, and current reserve funding status.
  • Verify roof warranty status and any manufacturer defects coverage remaining.
  • Confirm builder warranty transferability and what systems/structure it covers.
  • Request HOA meeting minutes from past 12 months for special assessments.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,500/mo
Property tax (1.1% eff., St. Johns Co.)$265/mo
Homeowners insurance (est.)$292/mo
HOA$73/mo
All-in monthly (est.)$2,130/mo

Loan $231,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE. Data via realMLS (Northeast Florida MLS), updated Aug 14, 2026, 5:30 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.