Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$429,054

290 GRAND LAKES Drive, St. Johns, FL 32259, St. Johns, FL 32259

Rivertown Forest

Price
$429,054
Beds / Baths
3 / 2
Living area
1,601 sqft
Year built
2026
Type
Residential
Lot
Garage
2
HOA
$4/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
18

$268/sqft asking, vs a $221/sqft median across 2,395 closed sales in 32259 over the last 12 months — 21% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Lot 251 - The Valeria floorplan is thoughtfully designed to support comfortable, everyday living with a seamless blend of style and functionality. At the heart of the home, the open-concept dining area flows effortlessly into a spacious Great Room that overlooks the covered lanai , creating a welcoming space for gathering, entertaining, or relaxing. The designer-curated kitchen is filled with natural light and features a flush breakfast island, ample workspace, and a walk-in pantry for added storage. Bedrooms 2 and 3 are conveniently located nearby and share a full bath and adjacent linen closet. Tucked away for privacy, the owner's suite offers a tranquil retreat with a spa-inspired bath and a large walk-in closet with a built-in linen shelf. A centrally located laundry room provides easy access while remaining discreetly out of view. In RiverTown, residents enjoy resort style amenities, parks, lakes, nature preserves, and scenic trails along the St. Johns River.

What to check on this one

  • Confirm flood zone designation and obtain elevation certificate for waterfront lot.
  • Review CDD bond payoff amount and remaining assessment obligations.
  • Verify new construction warranty coverage and builder responsibility terms.
  • Obtain HOA docs; confirm $4/mo fee and any future special assessments.
  • Request 4-point inspection report; verify roof, plumbing, electrical, HVAC systems.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,226/mo
Property tax (1.1% eff., St. Johns Co.)$393/mo
Homeowners insurance (est.)$292/mo
HOA$4/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,082/mo

Loan $343,243 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MATTAMY REAL ESTATE SERVICES. Data via realMLS (Northeast Florida MLS), updated Aug 14, 2026, 5:08 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.