Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$189,000

10961 BURNT MILL Road 1128, Jacksonville, FL 32256, Jacksonville, FL 32256

Reserve At James Island Lc

Price
$189,000
Beds / Baths
2 / 2
Living area
1,192 sqft
Year built
2001
Type
Condo
Lot
0.02 ac
Garage
0
HOA
$475/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
19

$159/sqft asking, vs a $140/sqft median across 476 closed sales in 32256 over the last 12 months — 13% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Featuring brand new carpet and paint throughout, this move-in ready, second-floor condo is located in the highly desirable gated community of The Reserve at James Island. Offering 1,192 sq ft of comfortable living, this commuter's dream features a split two-bedroom, two-bathroom layout for maximum privacy. Enjoy an open interior with stylish laminate flooring in the living areas, cozy carpet in the bedrooms, tile in wet areas, and stainless steel kitchen appliances. Large walk-in closets, an in-unit laundry room with washer and dryer, and a covered balcony round out the home's top features. Top-notch community amenities include a clubhouse, pool, splash pool, fitness center, basketball court, and gated entry. Highly walkable location--The Block Jax, V Pizza, Foxtail Coffee, Fore Score, and more are right down the street! Situated just 2 miles from St. Johns Town Center and 15 minutes to the Beach and Downtown Jacksonville. Note: Some images feature virtual staging.

What to check on this one

  • Obtain condo milestone inspection and SIRS report from HOA.
  • Verify HOA rental restrictions and short-term-rental eligibility rules.
  • Request flood zone designation and elevation certificate for this unit.
  • Confirm roof age and recent replacement/warranty documentation.
  • Review HOA financials, special assessments, and reserve fund status.
  • Inspect plumbing materials; verify no polybutylene or cast-iron lines.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$981/mo
Property tax (1.1% eff., Duval Co.)$173/mo
Homeowners insurance (est.)$292/mo
HOA$475/mo
All-in monthly (est.)$1,921/mo

Loan $151,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of JWB REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 25, 2026, 7:31 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.