Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$330,000

2040 PEBBLE POINT Drive, Green Cove Springs, FL 32043, Green Cove Springs, FL 32043

Magnolia West

Price
$330,000
Beds / Baths
5 / 3
Living area
2,556 sqft
Year built
2018
Type
Residential
Lot
0.15 ac
Garage
2
HOA
$7/mo
CDD
Yes
Flood zone
Unknown
County
Clay
Days on market
19

$129/sqft asking, vs a $179/sqft median across 1,751 closed sales in 32043 over the last 12 months — 28% below the area's closed prices. This home is priced 28% below area comparable sales; the listing remarks don't state a specific defect—ask the agent why the per-square-foot value sits lower than recent closed sales.

Welcome to this spacious 5 Bedroom 3 Bath Two Story Home! The open and functional floor plan offers generous living areas! The open floor plan with kitchen/dining/family areas allows for great family time. Sliding Doors off the dining area make it an easy access to the concrete patio for outside entertaining. Large first floor bedroom with access to the full hall bathroom. Upstairs is the home to the other 4 bedrooms, the primary bedroom boast a oversized bathroom and walk in closet. Upstairs provides an additional family room too! Beyond the home itself, residents can enjoy an exceptional selection of community amenities including a tennis court, swimming pool and playground! This is truly a home in a family neighborhood. Home also has a two garage!

What to check on this one

  • Verify CDD bond payoff amount and remaining assessment term with Clay County
  • Confirm flood zone designation via FEMA map; request elevation certificate if AE/VE
  • Review HOA/CDD documents for rental restrictions and amenity rules
  • Obtain roof warranty details and inspector report given 2018 build
  • Request 4-point inspection quote; confirm homeowners insurance availability at this price point

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,712/mo
Property tax (1.1% eff., Clay Co.)$303/mo
Homeowners insurance (est.)$292/mo
HOA$7/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,481/mo

Loan $264,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LINDA STRICKLAND REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 14, 2026, 4:38 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.