Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$645,900

14698 STARRATT CREEK Drive, Jacksonville, FL 32226

Amelia View

Price
$645,900
Beds / Baths
5 / 4
Living area
3,073 sqft
Year built
2004
Type
Residential
Lot
Garage
3
HOA
$67/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
19

$210/sqft asking, vs a $178/sqft median across 498 closed sales in 32226 over the last 12 months — 18% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Beautiful home in sought after waterfront Amelia View subdivision. 5 bedrooms, 4 baths, 3-car garage, huge open kitchen and breakfast nook overlooking family room, plus a large formal dining, and separate office. Fully landscaped front and backyard with irrigation system and well, screened in slate tiled porch and a large paver patio with fire pit. Many updates within the home and well maintained. Stainless steel appliances, granite countertops, bamboo engineered wood floors throughout the living areas and primary bedroom, tiled baths and laundry. New Roof in 2020. 1/2 acre lot. Subdivision amenities includes boat ramp, boat parking, pool, playground, volleyball and basketball/pickleball court.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate for Amelia View waterfront area
  • Confirm new roof 2020 installation date and get roofing contractor warranty documentation
  • Request well service history and most recent water quality testing results
  • Obtain HOA documents, CC&Rs, amenity usage rules, and current reserve study
  • Verify septic system inspection records and pumping maintenance history
  • Confirm irrigation system and patio/fire pit permits and property line setbacks

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,351/mo
Property tax (1.1% eff., Duval Co.)$592/mo
Homeowners insurance (est.)$377/mo
HOA$67/mo
All-in monthly (est.)$4,387/mo

Loan $516,720 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of SAVVY AVENUE, LLC.. Data via realMLS (Northeast Florida MLS), updated Sep 2, 2026, 8:59 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.