Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$360,000

696 HAMPTON DOWNS Court, St. Johns, FL 32259, St. Johns, FL 32259

Lake Cunningham

Price
$360,000
Beds / Baths
3 / 2
Living area
1,481 sqft
Year built
2002
Type
Residential
Lot
0.59 ac
Garage
2
HOA
$21/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
2
Elementary
Cunningham Creek
Middle
Switzerland Point
High school
Bartram Trail

Located on a preserve lot, this charming 3-bedroom, 2-bath home offers approximately 1,481 square feet of comfortable living in the heart of desirable St. Johns County. Perfectly situated within walking or biking distance to Cunningham Creek Elementary, this home is ideal for those seeking convenience and community. Residents enjoy neighborhood amenities, including a community pool and expansive sports field, all with a low HOA fee and no CDD fees. Whether you're looking for your first home, downsizing, or investing, this property offers an exceptional opportunity in one of Northeast Florida's most sought-after St. Johns County locations.

What to check on this one

  • Verify roof age and condition; 2002 home may need inspection/insurance approval
  • Obtain flood zone designation and elevation certificate for preserve lot
  • Pull HOA documents; confirm $21/mo covers community pool and sports field
  • Verify septic or municipal sewer service; confirm well or city water
  • Request 4-point inspection; check plumbing material (polybutylene risk era)

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,868/mo
Property tax (1.1% eff., St. Johns Co.)$330/mo
Homeowners insurance (est.)$292/mo
HOA$21/mo
All-in monthly (est.)$2,511/mo

Loan $288,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 16, 2026, 4:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.