Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$439,000

148 SWEET OAK Way, St. Augustine, FL 32095, St. Augustine, FL 32095

Twin Creeks

Price
$439,000
Beds / Baths
3 / 3
Living area
1,710 sqft
Year built
2019
Type
Residential
Lot
0.14 ac
Garage
2
HOA
$102/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
18

$257/sqft asking, vs a $206/sqft median across 1,018 closed sales in 32095 over the last 12 months — 25% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Nestled in the highly sought-after Creekside at Twin Creeks community this home offers the perfect blend of comfort and convenience. Featuring 3 bedrooms, 2.5 bathrooms and an open floorplan, this home is ideal for entertaining. The gourmet kitchen features quartz countertops, stainless steel appliances and walk-in pantry. The home boasts wood-look tile and LVP throughout - no carpet! The backyard boasts a screened lanai and fully fenced yard. Located just a few streets from the new K-8 Lakeside Academy. Creekside at Twin Creeks has exceptional community amenities, including a resort-style pool, parks and scenic walking trails! This community is centrally located with easy access to the I-95, downtown Jacksonville and the Beaches.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE
  • Review CDD bond payoff amount and remaining assessment years
  • Confirm HOA $102/mo covers all amenities; request Creekside at Twin Creeks docs
  • Check roof age and get 4-point inspection quote for insurer approval
  • Verify short-term rental eligibility in HOA/CDD covenants

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,278/mo
Property tax (1.1% eff., St. Johns Co.)$402/mo
Homeowners insurance (est.)$292/mo
HOA$102/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,241/mo

Loan $351,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ANCHORED REAL ESTATE GROUP LLC. Data via realMLS (Northeast Florida MLS), updated Aug 14, 2026, 1:19 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.