Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$442,000

3806 HAMMOCK BLUFF Drive, Jacksonville, FL 32226, Jacksonville, FL 32226

North Hammock

Price
$442,000
Beds / Baths
4 / 3
Living area
2,566 sqft
Year built
2019
Type
Residential
Lot
0.24 ac
Garage
3
HOA
$61/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
18
Elementary
New Berlin
Middle
Oceanway
High school
First Coast

This terrific home is a near perfect example of the reason Jacksonville's Northside has become one of the First Coast's hottest growth corridors. Minutes to downtown; even less to the airport and the shopping and dining of River City Marketplace. The myriad of activities (kayaking, fishing, hiking, pickleball, picnicking) at William F. Sheffield Regional Park is 4 minutes away. And this spectacular home sits at the very end of a very private cul-de-sac in North Hammock. It enjoys the privacy and park that make this subdivision sought after. Finishes inside have been upgraded since construction and are impeccable. The garage achieved year-round man cave status with the shark coatings floor and, privacy screen. Bring your tools!

What to check on this one

  • Verify flood zone designation and pull elevation certificate if in AE/VE
  • Confirm roof age and obtain roofing permit records from 2019 build
  • Review HOA covenants, bylaws, and any pending special assessments
  • Obtain homeowners insurance quote; verify insurer will write at this age
  • Verify all 2019+ upgrade permits filed with Duval County
  • Confirm garage modifications comply with HOA and zoning codes

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,293/mo
Property tax (1.1% eff., Duval Co.)$405/mo
Homeowners insurance (est.)$292/mo
HOA$61/mo
All-in monthly (est.)$3,051/mo

Loan $353,600 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 18, 2026, 8:01 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.