Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$465,000

32 BITTERROOT Avenue, Middleburg, FL 32068, Middleburg, FL 32068

Section Land

Price
$465,000
Beds / Baths
4 / 3
Living area
2,264 sqft
Year built
2026
Type
Residential
Lot
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
19

Welcome to your dream home in Middleburg! This beautifully maintained 4-bedroom, 3-bath home with a 2-car garage with 1 acres offers the perfect blend of comfort, space, and country living. The desirable split floor plan provides added privacy for the spacious primary suite, while the open-concept layout creates a seamless flow between the living room, dining area, and kitchen--ideal for entertaining or everyday living. Nestled on just over an acre, this property offers peaceful surroundings and plenty of room to enjoy the outdoors. With NO HOA and NO CDD fees, you'll have the freedom to bring your boat, RV, ATVs, and more. Conveniently located near shopping, dining, schools, and major roadways while still offering the privacy you've been looking for.

What to check on this one

  • Verify flood zone designation with FEMA flood map; request elevation certificate if needed.
  • Confirm builder warranty coverage details and transferability to next owner.
  • Review septic system documentation and well water test results if applicable.
  • Inspect roof condition and obtain roofing warranty documentation from builder.
  • Verify property survey shows accurate acreage and no easement encroachments.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,413/mo
Property tax (1.1% eff., Clay Co.)$426/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$3,131/mo

Loan $372,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MAGNOLIA & OAK REAL ESTATE COMPANY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 22, 2026, 9:40 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.