Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$365,000

10443 OSPREY NEST Drive W, Jacksonville, FL 32257, Jacksonville, FL 32257

Natures Forest

Price
$365,000
Beds / Baths
3 / 2
Living area
1,571 sqft
Year built
1987
Type
Residential
Lot
0.33 ac
Garage
2
HOA
$10/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
20

$232/sqft asking, vs a $193/sqft median across 576 closed sales in 32257 over the last 12 months — 21% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome home to this beautifully charming 3-bedroom, 2-bathroom residence nestled in a highly desirable neighborhood, where warmth and comfort greet you the moment you step inside. The inviting living area centers around a stunning fireplace, creating the perfect space to gather, unwind, and make lasting memories, while upgraded LVP flooring flows seamlessly throughout the home, offering both modern style and effortless, low-maintenance living. The spacious primary suite is a true private retreat, designed for relaxation with a luxurious soaking tub and generous closet space that makes everyday living feel indulgent and organized. Step outside and experience the rare serenity of peaceful water views right from your backyard, where you can enjoy morning coffee by the water or cast a line and fish just steps from your door. A convenient 2-car garage adds valuable storage and everyday ease, completing a home that truly checks every box. Blending comfort, charm, and coveted waterfront living, this is a rare opportunity you won't want to miss.

What to check on this one

  • Verify actual flood zone designation and obtain elevation certificate for waterfront property
  • Order 4-point inspection and wind-mitigation report; roof age 39 years likely uninsurable
  • Confirm roof replacement timeline and current insurance carrier acceptance
  • Request septic system inspection and pumping records if applicable
  • Check for polybutylene plumbing; pre-1995 homes commonly affected
  • Verify waterfront property line, bulkhead condition, and any Army Corps permits

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,894/mo
Property tax (1.1% eff., Duval Co.)$335/mo
Homeowners insurance (est.)$292/mo
HOA$10/mo
All-in monthly (est.)$2,531/mo

Loan $292,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of UNITED REAL ESTATE GALLERY. Data via realMLS (Northeast Florida MLS), updated Aug 25, 2026, 9:57 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.