Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$174,900

216 N SUMMIT Street, Crescent City, FL 32112, Crescent City, FL 32112

Crescent City Add

Price
$174,900
Beds / Baths
1 / 2
Living area
1,172 sqft
Year built
1920
Type
Residential
Lot
0.32 ac
Garage
4
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
18

$149/sqft asking, vs a $154/sqft median across 70 closed sales in 32112 over the last 12 months — 3% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Historic character, highway visibility, commercial frontage and room to create--right in the heart of Crescent City. A 2-story wood-frame home on 0.32 acres, with Commercial road frontage. Make it home, a business, or mixed-use use. Partially remodeled project property, maintained and owner-occupied while improvements were completed over time. Level one offers an open kitchen/living area with a large island and unfinished work allowing the buyer to add personal touches. Mini-split systems serve both levels for cooling. Upstairs features a large open living/bedroom space with 2 walk-in closets, remodeled bathroom, restored wood floors, and natural light. Exterior includes a detached structure in progress planned as 1BR/1BA with kitchenette and a 4-car garage with 2024 metal roof; wall repairs needed. Located along US Hwy 17 with strong visibility and near Lake Stella and Lake Crescent. A flexible property with established character, commercial potential, and room to re-imagine.

What to check on this one

  • Verify roof age on main house; 1920 structure likely needs 4-point inspection for insurance.
  • Confirm flood zone designation and obtain elevation certificate if in AE/VE.
  • Get detailed scope of 'wall repairs needed' on detached structure and 4-car garage.
  • Inspect plumbing type (likely cast-iron or galvanized); confirm any recent replacements.
  • Verify mini-split system maintenance records and cooling capacity for both levels.
  • Research commercial zoning/use permits for mixed-use plans; confirm with Putnam County.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$908/mo
Property tax (1.1% eff., Putnam Co.)$160/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,360/mo

Loan $139,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ST JOHNS REALTY AND MANAGEMENT LLC. Data via realMLS (Northeast Florida MLS), updated Aug 15, 2026, 6:34 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.