Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$325,000

168 ISLANDER Circle, St. Augustine, FL 32080, St. Augustine, FL 32080

Islander

Price
$325,000
Beds / Baths
2 / 4
Living area
1,173 sqft
Year built
2012
Type
Townhouse
Lot
0.03 ac
Garage
1
HOA
$282/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
18
Elementary
R. B. Hunt
Middle
Sebastian
High school
St. Augustine

$277/sqft asking, vs a $260/sqft median across 12 closed sales in 32080 over the last 12 months — 7% above the area's closed prices. Condition and lot vary; that's what a showing is for.

An ultimate, low maintenance coastal sanctuary! Imagine starting your morning with a quiet breeze on your private back patio, listening to the soft rustle of palms, and knowing that the sparkling shores of St. Augustine Beach are just a quick two-mile trip away. Welcome to The Islander, a gated community nestled on Anastasia Island where pavered streets lined with Magnolias, Crape Myrtles, and Bird of Paradise frame pastel-colored, Bahamian-style townhomes. Whether you're seeking a vibrant full-time residence, a low-maintenance getaway or a cozy island retreat designed for effortless living, this beautifully maintained home offers the perfect balance of comfort, style, and location. The main level sets a bright, coastal tone throughout the open-concept living space with designer window treatments and natural light. Enjoy your own private oasis through the sliding glass doors to your secluded rear garden area, with low maintenance landscaping and elevated style. This spot is perfect for evening cocktails, alfresco dining or lounging with a good book. The upstairs has dual primary suites, designed for ultimate privacy. The primary bedroom ensuite has a walk-in closet with custom shelving and walk-in shower with ocean-hued tiles, while the second bedroom has a shower/tub combo. A shared hallway laundry area with an included washer and dryer keeps daily chores simple and out of sight. A bonus is the 1-car garage and pavered driveway for guest parking. Life at 168 Islander Circle extends far beyond your front door. Step out to enjoy the sparkling community pool and effortless access to everything St. Augustine has to offer. Low HOA fees covers all exterior maintenance, letting you spend more time enjoying the island. Only 2 miles to the St. Augustine Beach Pier and famous sun-drenched beaches, and 2 miles to The Amphitheatre for live music from top touring acts and vibrant Saturday morning Farmers Markets. Prime Convenience! Minutes to local dining, boutique shopping, and historic downtown St. Augustine. Pack your flip-flops--this move-in ready island haven is ready to welcome you home!

What to check on this one

  • Verify flood zone designation and elevation certificate requirement for Anastasia Island location
  • Confirm HOA $282/mo covers what; request 12-month financials and reserve study
  • Obtain roof inspection report; verify age and remaining warranty if under 15 years
  • Request 4-point inspection and wind-mitigation inspection; critical for NE Florida insurability
  • Confirm plumbing type (copper vs. polybutylene); 2012 build should be clear but verify
  • Review gated community rules on short-term rentals if investment intent exists

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,686/mo
Property tax (1.1% eff., St. Johns Co.)$298/mo
Homeowners insurance (est.)$292/mo
HOA$282/mo
All-in monthly (est.)$2,558/mo

Loan $260,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of STA REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 17, 2026, 7:25 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.