Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$900,000

1285 HATCHER Road, Middleburg, FL 32068, Middleburg, FL 32068

Metes & Bounds

Price
$900,000
Beds / Baths
4 / 4
Living area
3,506 sqft
Year built
1999
Type
Residential
Lot
5.64 ac
Garage
3
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
20

5.64-Acre Multi-Parcel Opportunity in Middleburg--Home + 3 Vacant Lots'' A rare offering in Middleburg: four separate parcels totaling 5.64 acres, including a 1-acre homesite with a 4-bed, 3-bath all-brick home and a beautiful sparkling pool already placed for you. The home features a brand-new roof and is ready for your personal touch. The remaining three parcels are vacant land--ideal for building, expanding, or investing. The pole barn comes equipped with 3 phase power for your heavy duty equipment. All parcels are sold together. The main house needs some updates and flooring. The second dwelling is sold as is.

What to check on this one

  • Verify flood zone designation for all four parcels—check FEMA maps and get elevation certificate if in AE/VE
  • Confirm new roof age, materials, and warranty documentation; confirm insurer will cover post-1999 home
  • Obtain septic system inspection report and well water quality test results for main house
  • Review any deed restrictions, easements, or covenants affecting the three vacant parcels
  • Verify 3-phase pole barn electrical permits and whether any structures on vacant lots require demolition/remediation

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,670/mo
Property tax (1.1% eff., Clay Co.)$825/mo
Homeowners insurance (est.)$525/mo
All-in monthly (est.)$6,020/mo

Loan $720,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of JPAR CITY AND BEACH. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 4:15 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.