Ask Ben.
Ask Ben.
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Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$489,999

285 W ADELAIDE Drive, Fruit Cove, FL 32259, Fruit Cove, FL 32259

Aberdeen

Price
$489,999
Beds / Baths
4 / 2
Living area
2,209 sqft
Year built
2011
Type
Residential
Lot
0.22 ac
Garage
3
HOA
$4/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
20

$222/sqft asking, vs a $221/sqft median across 2,395 closed sales in 32259 over the last 12 months — 0% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to 285 W Adelaide Dr, where comfort, space, and true Florida vibes come together! This beautiful St. Johns County home offers an inviting lifestyle inside and out. Step outdoors and enjoy your own Florida-inspired setting surrounded by palm, olive, fig, and orange trees, creating a unique and relaxing atmosphere right at home. Enjoy peaceful lake views that make morning coffee and Florida evenings even better. Inside, the home offers a spacious and functional layout designed for everyday living and entertaining. A rare 3-car garage provides plenty of room for vehicles, storage, hobbies, or recreational gear. Additional features include a water softener and reverse osmosis (RO) drinking water system for added convenience. Located in highly desirable St. Johns County, this home brings together location, lifestyle, space, and those Florida touches buyers are looking for. Lake view, Florida vibes, and a 3-car garage--this home has it all!

What to check on this one

  • Verify flood zone designation with St. Johns County Property Appraiser—unknown status requires clarification.
  • Confirm roof age and get 4-point inspection quote; 2011 home approaching insurer threshold.
  • Obtain CDD bond payoff amount and verify annual assessment obligations.
  • Request water softener and RO system maintenance records and warranty details.
  • Verify lake view setbacks and any easements affecting rear property line.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,542/mo
Property tax (1.1% eff., St. Johns Co.)$449/mo
Homeowners insurance (est.)$292/mo
HOA$4/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,454/mo

Loan $391,999 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 6:41 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.