Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$524,900

107 PROVIDENCE Drive, St. Augustine, FL 32092, St. Augustine, FL 32092

Trailmark

Price
$524,900
Beds / Baths
4 / 3
Living area
2,325 sqft
Year built
2017
Type
Residential
Lot
0.23 ac
Garage
3
HOA
$8/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
2
Elementary
Picolata Crossing
Middle
Pacetti Bay
High school
Tocoi Creek

Tucked away in St. Augustine's TrailMark community, 107 Providence Dr blends comfortable indoor living with the natural beauty of Northeast Florida. This 4-bedroom, 3-bathroom home features a triple-split floor plan designed for privacy and flexibility, whether you need dedicated space for guests, a home office or a growing household. Positioned on nearly a quarter-acre water lot, the rear of the home faces southwest, offering incredible evening sunset views over the water. Step outside through the glass doors to an oversized, screened lanai that opens onto an extended paver patio. It's the perfect setup for peaceful morning coffees or evening dinners outdoors. Beyond the fenced backyard, TrailMark offers a lifestyle built around nature and community connection. As the only neighborhood in the World Golf Village area with direct creek access, residents enjoy a boardwalk kayak launch onto Six Mile Creek, camp-style architecture, a beach-entry pool at the lakeside Camp House and over nine miles of paved and natural trails shaded by towering pines. Zoned for top-rated St. Johns County schools, including Picolata Crossing Elementary, Pacetti Bay Middle and Tocoi Creek High, this property provides space, serenity and a true sense of place.

What to check on this one

  • Verify exact flood zone via FEMA map—waterfront lot typically means AE/VE; get elevation certificate.
  • Confirm roof age and condition; request 4-point inspection given 2017 build for insurance.
  • Obtain CDD bond payoff amount and annual assessment details beyond listed fee.
  • Review TrailMark HOA/amenity docs: boardwalk, trails, Camp House pool maintenance costs.
  • Inspect lanai and patio for water damage, seal integrity, and drainage during heavy rain.
  • Verify creek-access easement rights and any flooding history on this specific lot.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,724/mo
Property tax (1.1% eff., St. Johns Co.)$481/mo
Homeowners insurance (est.)$306/mo
HOA$8/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,686/mo

Loan $419,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of VILANO CREEK VENTURES LLC. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 2:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.