$675,000
720 TORIA Lane, St. Augustine, FL 32095, St. Augustine, FL 32095
Palencia
- Price
- $675,000
- Beds / Baths
- 4 / 3
- Living area
- 2,567 sqft
- Year built
- 2004
- Type
- Residential
- Lot
- 0.23 ac
- Garage
- 3
- HOA
- $10/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 19
- Elementary
- Palencia
- Middle
- Pacetti Bay
- High school
- Allen D. Nease
$263/sqft asking, vs a $206/sqft median across 1,018 closed sales in 32095 over the last 12 months — 28% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome to 720 Toria Lane, where timeless design, thoughtful updates, and the sought-after Palencia lifestyle come together in one exceptional home. This beautifully maintained 4-bedroom, 3-bathroom residence offers 2,567 square feet of spacious single-story living, designed for both everyday comfort and effortless entertaining. Step inside to soaring ceilings, rich wood flooring throughout, and an open, light-filled floor plan that instantly feels like home. The chef-inspired kitchen flows seamlessly into the expansive family room and casual dining area, creating the perfect gathering space for family and friends. A separate formal dining room provides an elegant setting for special occasions, while the private office with French doors offers an ideal work-from-home space or quiet retreat. Outside, unwind on the oversized paver patio, gather around the fire pit on cool Florida evenings, or enjoy the privacy of the fully fenced backyard--perfect for entertaining, pets, or simply relaxing in your own outdoor oasis. A spacious three-car garage offers abundant room for vehicles, golf carts, storage, and recreational equipment. Located in the award-winning Palencia community in St. Augustine, Florida, residents enjoy world-class amenities including multiple swimming pools, a state-of-the-art fitness center, tennis and pickleball courts, parks, playgrounds, scenic walking and biking trails, and championship golf (membership optional). Conveniently located near top-rated St. Johns County schools, shopping, dining, historic downtown St. Augustine, and beautiful Northeast Florida beaches, this home offers the perfect blend of luxury, convenience, and lifestyle. If you've been searching for a single-story home in Palencia, this is your opportunity to experience everything one of St. Augustine's premier golf course communities has to offer.
What to check on this one
- Confirm exact flood zone designation and obtain elevation certificate if AE/VE.
- Pull CDD bond payoff amount and verify annual assessment details.
- Request roof inspection report; verify age and insurance eligibility.
- Obtain 4-point inspection and wind-mitigation documentation for insurer quotes.
- Review HOA covenants for rental restrictions and Palencia community rules.
- Verify plumbing materials and HVAC age; get maintenance records.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $540,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of LPT REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 6:41 AM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.