Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$178,900

4990 KEY LIME Drive 306, Jacksonville, FL 32256, Jacksonville, FL 32256

Summer Key Condos

Price
$178,900
Beds / Baths
2 / 2
Living area
1,158 sqft
Year built
2012
Type
Condo
Lot
Garage
0
HOA
$296/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
19
Elementary
Greenfield
Middle
Southside
High school
Englewood

$154/sqft asking, vs a $140/sqft median across 476 closed sales in 32256 over the last 12 months — 10% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Top-floor 2-bedroom, 2-bath condo offering 1,158 sq. ft. in the gated Summer Key community. This spacious residence features vaulted ceilings, an open living and dining area, a split-bedroom floor plan, walk-in closets, and a private balcony with peaceful preserve views. The kitchen opens to the main living space, creating a comfortable layout for everyday living and entertaining. A washer and dryer are included. Community amenities include a pool, clubhouse, fitness center, basketball court, playground, and walking areas. Conveniently located near St. Johns Town Center, Tinseltown, shopping, dining, JTB, I-95, and I-295.

What to check on this one

  • Obtain full HOA documents: bylaws, financial statements, reserve fund status, special assessments.
  • Request condo SIRS report and latest milestone inspection results from management.
  • Verify flood zone designation and obtain elevation certificate if in AE/VE.
  • Confirm roof age, material, and remaining warranty; get 4-point inspection quote.
  • Review HOA rental restrictions and any lease-transfer requirements for future sale.
  • Confirm washer/dryer ownership status and whether they convey with the unit.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$928/mo
Property tax (1.1% eff., Duval Co.)$164/mo
Homeowners insurance (est.)$292/mo
HOA$296/mo
All-in monthly (est.)$1,680/mo

Loan $143,120 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 29, 2026, 4:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.