$57,200
200 BENHAM Street, Palatka, FL 32177
Mcgregors
- Price
- $57,200
- Beds / Baths
- 3 / 2
- Living area
- 1,399 sqft
- Year built
- 1940
- Type
- Residential
- Lot
- 0.17 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 34
$41/sqft asking, vs a $163/sqft median across 264 closed sales in 32177 over the last 12 months — 75% below the area's closed prices. Auction property in poor condition with no interior access due to debris and unsafe state; sold as-is and requires substantial repairs or teardown.
AUCTION - This affordable ranch home is a possible fixer upper or complete teardown. The home is in poor condition - NO ACCESS due to thrash, debris and UNSAFE condition. The home offers 3 beds, 2 baths, and sits on a large fenced lot. Repairs would be needed - the property is sold as-is. USE CAUTION for any exterior showings. Buyer must complete any due diligence. Make this one your next project.
What to check on this one
- Verify flood zone designation and elevation certificate requirement immediately.
- Order 4-point inspection and wind-mitigation report before bidding—1940 home likely uninsurable as-is.
- Confirm roof age, framing integrity, and foundation condition with licensed inspector.
- Check polybutylene and cast-iron plumbing; expect full replacement costs.
- Obtain as-is title report and confirm auction terms, redemption period, and lien payoff.
- Verify septic system functionality and well water quality if applicable.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $45,760 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of REALHOME SERVICES AND SOLUTIONS INC. Data via realMLS (Northeast Florida MLS), updated Sep 16, 2026, 1:27 PM.
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