Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$319,900

102 RIVER ROAD Drive, Palatka, FL 32177

River Road Estates

Price
$319,900
Beds / Baths
2 / 2
Living area
1,040 sqft
Year built
1988
Type
Residential
Lot
0.8 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
19

$308/sqft asking, vs a $162/sqft median across 259 closed sales in 32177 over the last 12 months — 89% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Beautifully renovated 1,040 sq. ft. home featuring 2 bedrooms and 1.5 baths, offered partially furnished including a 100'' TV, for added convenience. The thoughtfully updated kitchen and bathrooms blend functionality with tasteful finishes. Outside, enjoy a brand-new 2-car garage, new rock driveway, and a fenced backyard perfect for relaxing or entertaining. The adjacent 0.3-acre lot is included, bringing the total property to approximately 0.8 acre. Nestled in a quiet, serene setting just off West River Road, yet centrally located with convenient access to Palatka, Gainesville, Green Cove Springs, and St. Augustine. A beautifully updated home with room to enjoy the peace and privacy of the surrounding area.

What this home really costs per month

Principal & interest$1,660/mo
Property tax (1.1% eff., Putnam Co.)$293/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,245/mo

Loan $255,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COLDWELL BANKER BEN BATES INC. Data via realMLS (Northeast Florida MLS), updated Aug 16, 2026, 3:11 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.