Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$735,000

136 ISLAND COTTAGE Way, St. Augustine, FL 32080, St. Augustine, FL 32080

Island Cottages

Price
$735,000
Beds / Baths
3 / 2
Living area
1,838 sqft
Year built
2005
Type
Residential
Lot
0.11 ac
Garage
2
HOA
$400/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
19
Elementary
W. D. Hartley
Middle
Gamble Rogers
High school
Pedro Menendez

$400/sqft asking, vs a $318/sqft median across 527 closed sales in 32080 over the last 12 months — 26% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to 136 Island Cottage Way, an exceptional residence within Island Cottages -- an exclusive gated enclave of just 23 homes on Anastasia Island. Majestic oaks frame the entrance, while refined coastal architecture defines this private, serene community, mere minutes from pristine beaches and the historic charm of St. Augustine. Distinguished as one of only two single-story homes in the neighborhood, this residence embodies timeless Key West-inspired coastal elegance. A welcoming front porch, classic white picket fence, metal roof, and thoughtfully designed landscape lighting create outstanding curb appeal and island character. Convenient rear-alley access leads to the two-car garage, preserving the home's graceful front elevation. Situated at a desirable elevation in Flood Zone X, the home has been meticulously updated throughout. Recent enhancements include fresh exterior paint, new flooring, elegant bathrooms, and a refined kitchen featuring quartz countertops, ceiling-height custom cabinetry with convenient pull-outs, a counter-depth refrigerator, and a separate beverage refrigerator -- ideal for both everyday living and effortless entertaining. An on-demand water heater adds modern efficiency and comfort. The primary suite bathroom stands as a true spa-like sanctuary. Plantation shutters and remote-operated blinds deliver sophisticated style, privacy, and ease throughout. Additional luxury appointments include custom closet systems, ceiling fans, a water softener, washer and dryer, security cameras, and a full complement of kitchen appliances (range, dishwasher, disposal, and microwave). The rear-entry two-car garage is finished with an epoxy floor, built-in cabinetry, and generous storage, elevating organization and everyday functionality. Island Cottages offers the ultimate low-maintenance lifestyle. The HOA maintains the landscaping, creating an ideal lock-and-go residence whether as a primary home or refined second residence. Residents also enjoy the beautiful community pool without the responsibility of private pool ownership. With its rare single-story floor plan, beautifully curated interiors, elevated Flood Zone X location, gated privacy, distinctive Key West-inspired character, and effortless coastal lifestyle, 136 Island Cottage Way presents a rare opportunity to experience the very best of Anastasia Island living -- refined, convenient, and unmistakably luxurious.

What to check on this one

  • Verify HOA $400/mo covers what; request 12 months financials and reserve study.
  • Confirm metal roof age/warranty; get proof of recent exterior paint work date.
  • Pull flood zone map (FEMA) to confirm Zone X designation and elevation.
  • Request 4-point inspection report given 2005 build year and insurance requirements.
  • Verify on-demand water heater install date and remaining manufacturer warranty.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,814/mo
Property tax (1.1% eff., St. Johns Co.)$674/mo
Homeowners insurance (est.)$429/mo
HOA$400/mo
All-in monthly (est.)$5,317/mo

Loan $588,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 6:41 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.