Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$350,000

12026 PROVENCE Street, Jacksonville, FL 32224, Jacksonville, FL 32224

Sans Pareil

Price
$350,000
Beds / Baths
3 / 2
Living area
1,534 sqft
Year built
2010
Type
Residential
Lot
0.18 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
4

Multiple Offers Highest and best due 8/17 at 8:00 pm. They do not build them like this anymore: Energy Star certification with 6 inch poured concrete walls, metal roof, and foam insulation in the rafters. No HOA, no CDD, and 15 minutes to the beach. Tucked on a quiet dead-end private road minutes from Beach Blvd and I-295, this 3 bed, 2 full bath pairs rare original quality with meaningful updates. 1 year old HVAC, energy efficient windows, whole house water filtration and reverse osmosis in the kitchen. Water heater and pump are 2 years old, plus new fence and LVP flooring. Inside, vaulted ceilings and an open layout make entertaining effortless. Granite flows through kitchen and both baths, and a split bedroom plan gives everyone space. The primary retreat features shiplap accents, and both baths were updated with gorgeous tile, upgraded lighting, and Schluter waterproofing. Fully fenced backyard with a fire pit and seating for a gathering. Highly desired 32224 zipcode

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE
  • Confirm metal roof age, warranty details, and insurer acceptance
  • Review HVAC/water heater/pump maintenance records (1–2 years old)
  • Inspect 6-inch poured concrete walls and foam rafter insulation for any damage
  • Verify water filtration system warranty and reverse osmosis maintenance schedule

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,816/mo
Property tax (1.1% eff., Duval Co.)$321/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,429/mo

Loan $280,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LOKATION. Data via realMLS (Northeast Florida MLS), updated Aug 18, 2026, 12:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.