$132,500
1655 UNION Street W, Jacksonville, FL 32209, Jacksonville, FL 32209
Smiths Allotment
- Price
- $132,500
- Beds / Baths
- 3 / 2
- Living area
- 1,077 sqft
- Year built
- 1999
- Type
- Residential
- Lot
- —
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 27
$123/sqft asking, vs a $109/sqft median across 689 closed sales in 32209 over the last 12 months — 13% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Beautifully renovated 3-bedroom, 2-bath home in the up and coming New town area. Built in 1999, offering modern updates and low-maintenance living. Recent improvements includes a new roof (2026), new A/C (2026), new water heater (2025), all new plumbing fixtures, and updated electrical (2001). The bright, updated interior creates a clean and cozy feel, making this home a great fit for first-time buyers or investors alike. Conveniently located with easy access to downtown Jacksonville, major highways, shopping, and dining. Call or text to set up a showing today! Tenant occupied - please do not disturb tenants. ALL showings must be confirmed accordingly.
What to check on this one
- Verify flood zone designation and obtain elevation certificate if in AE/VE zone.
- Confirm new roof installation date (listing says 2026—verify actual completion).
- Request 4-point inspection report; home is 27 years old.
- Obtain proof of 2025 water heater and 2026 A/C installation + warranties.
- Clarify tenant lease terms, end date, and rent amount for investment analysis.
- Verify all plumbing/electrical permits pulled for 2025–2026 work.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $106,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE PROPERTY MANAGEMENT. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 5:49 PM.
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