Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$44,900

232 LAKEVIEW Drive, Satsuma, FL 32189, Satsuma, FL 32189

Saratoga Harbor

Price
$44,900
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
0.36 ac
Garage
0
HOA
$0/mo
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
20

Great lakefront building lot in Beautiful Saratoga Harbor. Located along the shore of Lake Kathleen, a small picturesque lake perfect for kayaking, fishing (no motors allowed), or simply relaxing and taking in the natural beauty. The lot is on a paved road in a deed restricted, homes-only neighborhood near the St Johns River. Private well and septic required in this area, lot is wooded and unimproved. Sign is placed in the approximate location, survey recommended.

What to check on this one

  • Confirm flood zone designation—obtain FEMA map or elevation certificate for Lake Kathleen waterfront.
  • Verify well and septic feasibility: soil test, percolation test, DEP septic permit requirements.
  • Get current survey; confirm lot lines, easements, deed restrictions, and buildable area.
  • Check Putnam County zoning and setback requirements for lakefront construction.
  • Confirm lake access rights and any HOA or community boat/dock rules in Saratoga Harbor.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$233/mo
Property tax (1.1% eff., Putnam Co.)$41/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$566/mo

Loan $35,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COLDWELL BANKER BEN BATES INC. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 7:58 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.