Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$460,000

56 BEN Court, St. Augustine, FL 32092, St. Augustine, FL 32092

Shearwater

Price
$460,000
Beds / Baths
4 / 2
Living area
1,908 sqft
Year built
2023
Type
Residential
Lot
Garage
2
HOA
$236/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
31
Elementary
Trout Creek Academy
High school
Bartram Trail

$241/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 18% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to 56 Ben Court, a beautifully appointed home nestled in Shearwater, a highly sought-after master planned community. Offering resort-style amenities, multiple pools, fitness center, tennis courts, parks, playgrounds and miles of scenic trails. Located within walking distance to a pristine and highly regarded K-8 school. Thoughtfully designed with style and functionality in mind, this one-story home complete with two car garage & paver driveway, includes 4 bedrooms, 2 bathrooms and offers a thoughtfully designed split floor plan. The refined interior along with beautiful finishes of chrome, brushed nickel, quartz and tile, creates an inviting and light-filled atmosphere. Custom-made sliding plantation shutters adds a distinctive architectural touch to add both privacy and sophistication. The spacious owner's suite features a walk in closet, dual vanities, soaking tub. and separate shower. The covered screened lanai is perfect for enjoying the outdoors and Florida lifestyle.

What to check on this one

  • Verify exact flood zone designation and elevation certificate requirement.
  • Confirm CDD bond payoff amount and remaining assessment term.
  • Review HOA docs for rental restrictions and short-term-rental rules.
  • Inspect roof warranty coverage—builder 10-year structural still active?
  • Get HOA/CDD combined monthly obligation in writing.
  • Confirm builder warranty transfer eligibility to second owner.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,387/mo
Property tax (1.1% eff., St. Johns Co.)$422/mo
Homeowners insurance (est.)$292/mo
HOA$236/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,504/mo

Loan $368,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of HERRON REAL ESTATE LLC. Data via realMLS (Northeast Florida MLS), updated Aug 12, 2026, 9:47 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.