$474,000
3859 ARBOR MILL Circle, Orange Park, FL 32065
Arbor Mill At Oakleaf Plantation
- Price
- $474,000
- Beds / Baths
- 4 / 3
- Living area
- 2,532 sqft
- Year built
- 2018
- Type
- Residential
- Lot
- 0.18 ac
- Garage
- 3
- HOA
- $62/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 20
Welcome to this beautifully designed home in Arbor Mills of Oakleaf Plantation! This spacious home offers a versatile flex space that can be used as a dining room, home office, or additional bedroom to fit your lifestyle. The large family room provides an inviting gathering space and overlooks the covered and screened-in back patio, where outdoor living and entertaining are a breeze. The patio features a fantastic summer kitchen complete with a new refrigerator, creating the perfect setting for weekend barbecues or relaxing evenings. The spacious primary suite offers plenty of privacy and features two walk-in closets, along with an ensuite bath featuring a relaxing soaking tub and separate shower. The well-appointed kitchen boasts granite countertops, stainless steel appliances, a convenient food-prep island, and plenty of cabinetry. Ideally located close to schools, restaurants, shopping, and everyday conveniences. A wonderful opportunity to enjoy comfortable living.
What to check on this one
- Verify flood zone designation and required elevation certificate for this Orange Park address.
- Confirm HOA $62/mo covers what; request Arbor Mills/Oakleaf Plantation HOA docs and financials.
- Get roof inspection report; 2018 roof should be fine, but confirm no damage or prior claims.
- Verify summer kitchen/patio electrical and plumbing permits filed with Clay County.
- Request home inspection for HVAC age, water heater, and appliance warranty status.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $379,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of COLDWELL BANKER VANGUARD REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 6:57 PM.
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