Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$415,000

728 TARA FARMS Drive, Middleburg, FL 32068

Tara Farms

Price
$415,000
Beds / Baths
3 / 3
Living area
2,168 sqft
Year built
1977
Type
Residential
Lot
3.85 ac
Garage
4
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
0

$191/sqft asking, vs a $181/sqft median across 1,361 closed sales in 32068 over the last 12 months — 6% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Looking for room to spread out? This 3 bedroom, 2.5 bath home offers 2,168 SF of living space on an impressive 3.85 acre lot in Middleburg. Built in 1977, this fixer-upper home offers a great combination of space, privacy and versatility with no HOA or association fees. One of the standout features is the abundance of garage and workspace. In addition to an attached 2 car garage, the property features a detached 2 car garage with additional workspace, perfect for a workshop, hobbies, projects, extra storage or anyone who simply needs more space. Roof 2017, HVACs 1998 & 2011, Water Heater 2018. Convenient to Middleburg, Orange Park and surrounding areas. Property is sold as is. Come see this property today!

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE
  • Confirm roof condition; 2017 install may need insurance re-quote at 7+ years
  • Order 4-point inspection (roof, plumbing, electrical, HVAC) — home is 49 years old
  • Document HVAC service history for 1998 unit; plan replacement cost estimate
  • Inspect plumbing type — cast-iron/polybutylene common in 1977; check for corrosion
  • Verify septic system function, tank size, and last pump-out date

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,153/mo
Property tax (1.1% eff., Clay Co.)$380/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,825/mo

Loan $332,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COLDWELL BANKER VANGUARD REALTY. Data via realMLS (Northeast Florida MLS), updated Sep 4, 2026, 11:56 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.