Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$249,000

401 HUSSON Avenue, Palatka, FL 32177, Palatka, FL 32177

Palatka

Price
$249,000
Beds / Baths
4 / 2
Living area
1,521 sqft
Year built
1955
Type
Residential
Lot
0.23 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
21

$164/sqft asking, vs a $162/sqft median across 259 closed sales in 32177 over the last 12 months — 1% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to this solid, spacious concrete block home offering 4 bedrooms and 2 bathrooms in a convenient in-town location. Fully remodeled from top to bottom, this move-in-ready property features all-new flooring throughout, completely updated bathrooms, a brand-new kitchen, and a full suite of new appliances--including a washer and dryer. Enjoy peace of mind with the durable concrete block construction, generous living spaces, and a large corner lot that provides extra outdoor room and curb appeal. Ideal for families or anyone seeking a freshly updated home with modern finishes and low-maintenance durability in a practical, easy-access location. Don't miss this opportunity to own a fully renovated 4-bed, 2-bath home ready for immediate occupancy.

What to check on this one

  • Verify roof age and material; get 4-point inspection if over 15 years.
  • Confirm flood zone designation and obtain elevation certificate if in AE/VE.
  • Request documentation of all renovations: permits, contractor records, warranties.
  • Inspect plumbing material; if pre-1995, verify no polybutylene; if pre-1975, check for cast-iron.
  • Get HVAC age/capacity specs and maintenance history.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,292/mo
Property tax (1.1% eff., Putnam Co.)$228/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,812/mo

Loan $199,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of IHEART REALTY INC. Data via realMLS (Northeast Florida MLS), updated Aug 12, 2026, 1:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.