Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$254,900

1209 SPRUCE Street, Green Cove Springs, FL 32043, Green Cove Springs, FL 32043

Shands Platt

Price
$254,900
Beds / Baths
3 / 2
Living area
1,334 sqft
Year built
1975
Type
Residential
Lot
0.15 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
21
Elementary
Charles E. Bennett
Middle
Green Cove Springs
High school
Clay

$191/sqft asking, vs a $179/sqft median across 1,751 closed sales in 32043 over the last 12 months — 7% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Completely transformed from top to bottom, this fully gutted and beautifully renovated Green Cove Springs home offers 1,334 sq. ft. of bright, modern living with 3 bedrooms, 2 full baths, and a spacious office/flex room that can serve as a fourth bedroom. The open-concept layout features luxury vinyl plank flooring, recessed lighting, and fresh neutral finishes throughout. The stunning kitchen boasts two-tone shaker cabinets, quartz countertops, stainless steel appliances, black fixtures, and a blue tile backsplash. Both bathrooms are fully updated with designer tile, including a primary bath with floor-to-ceiling marble-look tile and a second bath with a double vanity and walk-in shower. Modern lighting, ceiling fans, and abundant natural light complete the home. More than a cosmetic update, this home was completely gutted and rebuilt with quality finishes--move in and enjoy worry-free living from day one.

What to check on this one

  • Verify roof age and get 4-point inspection; home is 51 years old.
  • Confirm flood zone designation with FEMA map; listing shows 'unknown'.
  • Request wind-mitigation inspection report for pre-1995 construction.
  • Review all renovation permits and final inspections from county.
  • Inspect plumbing for polybutylene or cast-iron lines pre-renovation.
  • Verify all electrical and HVAC work passed final inspections.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,323/mo
Property tax (1.1% eff., Clay Co.)$234/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,849/mo

Loan $203,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 16, 2026, 4:56 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.