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Ask Ben.
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Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$190,000

2312 SILVER LAKE Drive, Palatka, FL 32177

Rudds

Price
$190,000
Beds / Baths
3 / 1
Living area
1,000 sqft
Year built
1979
Type
Residential
Lot
0.17 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
21

This well-maintained 3-bedroom, 1-bath block home offers comfortable living with several desirable features. The home has a durable metal roof, city water and sewer, and a convenient one-car garage. Inside, the kitchen features new appliances, while the bathroom includes a handicap-accessible shower for added convenience and accessibility. With its solid construction, practical layout, and nice overall condition, this home is move-in ready and would make a great choice for a first-time buyer, small family, or anyone looking for an easy-to-maintain home.

What this home really costs per month

Principal & interest$986/mo
Property tax (1.1% eff., Putnam Co.)$174/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,452/mo

Loan $152,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of TIMBER TO TIDES REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 10:58 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.