Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,099,000

118 TOPSIDE Drive, St. Johns, FL 32259

Twin Creeks North

Price
$1,099,000
Beds / Baths
5 / 4
Living area
3,362 sqft
Year built
2019
Type
Residential
Lot
0.24 ac
Garage
3
HOA
$335/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
20
Elementary
Lakeside Academy
Middle
Lakeside Academy
High school
Beachside

$327/sqft asking, vs a $221/sqft median across 2,395 closed sales in 32259 over the last 12 months — 48% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Your coastal pool home has arrived! This beautifully upgraded 5-bedroom 4-bath home offers the perfect blend of comfort style and Florida living. The open floor plan features wood-look tile flooring throughout and an oversized kitchen with stainless steel appliances a beverage refrigerator and plenty of space for entertaining. The kitchen flows seamlessly into the spacious dining and living areas with triple sliding glass doors extending the living space outdoors. Step outside to your private tropical retreat featuring a custom pool and spa with serene water views mature palms and a full screen enclosure for year-round enjoyment. The outdoor kitchen creates the perfect setting for entertaining or relaxing. Inside you'll find thoughtful custom built-ins abundant storage and spacious walk-in closets. The 3-car garage offers custom-built storage and organization while the paver driveway and walkway add to the home's impressive curb appeal. The fully fenced backyard is perfect for four-legged family members. Beyond your private oasis enjoy Beachwalk's incredible 14-acre lagoon and an array of resort-style amenities. This is the Florida lifestyle you've been waiting for!

What to check on this one

  • Verify exact flood zone designation and elevation certificate requirement for this waterfront St. Johns property.
  • Confirm CDD bond payoff amount and remaining assessment obligations before closing.
  • Request HOA documents including pool/spa maintenance rules and any rental restrictions.
  • Get roof age and last inspection date; confirm insurer will cover at current age.
  • Verify pool/spa equipment warranty status and service history since 2019 build.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$5,702/mo
Property tax (1.1% eff., St. Johns Co.)$1,007/mo
Homeowners insurance (est.)$641/mo
HOA$335/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$7,852/mo

Loan $879,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COMPASS FLORIDA LLC. Data via realMLS (Northeast Florida MLS), updated Aug 25, 2026, 7:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.