Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$399,900

953 TORTOISE Way, Jacksonville, FL 32218, Jacksonville, FL 32218

Turtle Creek Village

Price
$399,900
Beds / Baths
3 / 2
Living area
1,978 sqft
Year built
1989
Type
Residential
Lot
0.41 ac
Garage
2
HOA
$26/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
31

$202/sqft asking, vs a $160/sqft median across 1,817 closed sales in 32218 over the last 12 months — 27% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Fully renovated 3BR/2BA pool home on a large lakefront lot. This move-in ready property is fully loaded; it features a brand-new roof, new hot water heater, and a beautifully updated interior with modern finishes throughout. Enjoy an open main living anchored by a large fireplace area with a split floorplan offering comfort and privacy. The brand-new kitchen includes stylish cabinetry, granite countertops, and stainless steel appliances. The spa style primary suite offers a luxurious bathroom with a soaking tub, a separate walk-in shower and an oversized walk-in closet. Relax in the screened-in pool or unwind in the bright Florida room overlooking peaceful lake views. The property also offers flexibility to choose your perfect layout with a formal dining space and a dedicated office/flex room. With every major upgrade completed and a spacious outdoor retreat, this home delivers exceptional Florida living.

What to check on this one

  • Verify actual roof age and installation date—'new roof' claim needs documentation
  • Confirm flood zone designation and obtain elevation certificate if in AE/VE
  • Request 4-point inspection report given 1989 build year
  • Verify hot water heater age and warranty details
  • Check HOA docs for pool/lakefront maintenance obligations and restrictions
  • Confirm plumbing material—polybutylene or cast-iron common in 1989 builds

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,075/mo
Property tax (1.1% eff., Duval Co.)$367/mo
Homeowners insurance (est.)$292/mo
HOA$26/mo
All-in monthly (est.)$2,760/mo

Loan $319,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 23, 2026, 2:54 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.