Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$565,000

2856 RAVINES Road, Middleburg, FL 32068, Middleburg, FL 32068

The Ravines

Price
$565,000
Beds / Baths
4 / 2
Living area
3,188 sqft
Year built
1985
Type
Residential
Lot
0.68 ac
Garage
3
HOA
$93/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
22
Elementary
Shadowlawn
Middle
Lake Asbury
High school
Middleburg

$177/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 2% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Beautifully updated custom estate pool home on a private .67-acre preserve lot with a fully fenced backyard. This exceptional home features a new roof with transferable warranty, two new water heaters, newer dual-pane double-hung windows, and custom lighting throughout. Cali Bamboo wood flooring graces the main living areas, with new carpet in the bedrooms. The fully remodeled kitchen boasts double ovens, undermounted sink, quiet-close cabinets, and granite countertops. A spacious den with built-ins and custom art lighting is filled with natural light and overlooks the pool and preserve lot. Enjoy the saltwater pool surrounded by beautiful travertine tile, with abundant wildlife creating a peaceful private setting. The inviting living area features a gas fireplace, while the updated guest bath offers a walk-in shower. The desirable split-bedroom floorplan provides privacy and functionality. A truly special home with thoughtful updates and an exceptional outdoor retreat!

What to check on this one

  • Verify new roof warranty is transferable and get documentation from seller.
  • Confirm flood zone designation with Clay County Property Appraiser—obtain elevation certificate if needed.
  • Request HOA covenants, rules, and current/pending assessments.
  • Verify pool maintenance records and saltwater system service history.
  • Confirm both water heaters are under warranty and get transfer documents.
  • Check for any open permits on renovations (kitchen, flooring, windows, electrical).

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,932/mo
Property tax (1.1% eff., Clay Co.)$518/mo
Homeowners insurance (est.)$330/mo
HOA$93/mo
All-in monthly (est.)$3,873/mo

Loan $452,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MAXREV, LLC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 5:03 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.