Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$675,000

1365 COUNTY ROAD 13 S, St. Augustine, FL 32092, St. Augustine, FL 32092

Riverfront

Price
$675,000
Beds / Baths
2 / 3
Living area
1,274 sqft
Year built
2024
Type
Residential
Lot
0.24 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
160
Elementary
South Woods
Middle
Gamble Rogers
High school
Pedro Menendez

$530/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 158% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to your slice of riverfront paradise in St. Augustine! Built in 2024, this beautifully crafted home offers the perfect blend of modern construction and serene waterfront living along the scenic St. Johns River. Upon entry, you'll find a convenient ground-level landing area complete with a laundry space and a half bathroom--perfect after a day spent outdoors. Head upstairs to a thoughtfully designed split floor plan featuring two spacious bedrooms, each with its own private en suite--ideal for comfort and privacy. Both bedrooms are enhanced by elegant double doors that open onto a sprawling deck, where you can unwind while taking in breathtaking river views and unforgettable sunsets.

What to check on this one

  • Confirm exact flood zone designation and obtain elevation certificate for riverfront property
  • Verify flood insurance requirement, cost, and carrier availability for St. Johns River location
  • Review builder warranty coverage and transferability to new owner
  • Confirm HOA/CDD do not apply; verify no mandatory assessments or future fees
  • Inspect seawall/bulkhead condition and any required maintenance or replacement reserves

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,502/mo
Property tax (1.1% eff., St. Johns Co.)$619/mo
Homeowners insurance (est.)$394/mo
All-in monthly (est.)$4,515/mo

Loan $540,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE. Data via realMLS (Northeast Florida MLS), updated Aug 11, 2026, 1:04 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.