$665,000
95141 AMALFI Drive 2C, Fernandina Beach, FL 32034
The Villas At Summer Beach
- Price
- $665,000
- Beds / Baths
- 0 / 4
- Living area
- 2,093 sqft
- Year built
- 2003
- Type
- Condo
- Lot
- 7.06 ac
- Garage
- 2
- HOA
- $757/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 108
- Elementary
- Atlantic
- Middle
- Fernandina Beach
- High school
- Fernandina Beach
$318/sqft asking, vs a $405/sqft median across 257 closed sales in 32034 over the last 12 months — 22% below the area's closed prices. Property is priced 21.5% below area median; at $318/sf versus $405/sf locally, ask the listing agent why the discount given recent updates and beach-proximate location.
CONVENIENT LOCATION CLOSE TO THE BEACH. Community Pool. Walking and biking trails outside complex makes for easy access to the beach. Perfect for second home or primary residence. Lock and go, no worry about outside maintenance. Resort Living as its best. Primary on the first floor. Secondary bedrooms are on the 2nd level both having there on private bath. White cabinets with granite tops in kitchen. Nook in kitchen great space for office or enjoy your morning coffee. 2 HVAC's replaced in May 2025, newly painted inside, primary bedroom has walk in closet and a 2nd closet for extra clothing or linens, great inside lighting, and screened in porch for afternoon sitting.
What to check on this one
- Verify condo milestone/SIRS reports and reserve fund status with HOA.
- Confirm flood zone designation and whether elevation certificate is required.
- Review HOA rental restrictions—short-term rental eligibility for investment use.
- Request 2024–2025 HOA financial statements and special assessment history.
- Verify both HVAC replacements documented in May 2025 with warranties.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $532,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of PINEYWOODS REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 25, 2026, 4:29 PM.
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