Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$514,900

13038 KERNAN MILL Lane S, Jacksonville, FL 32224, Jacksonville, FL 32224

Heather Glen

Price
$514,900
Beds / Baths
3 / 2
Living area
1,918 sqft
Year built
1994
Type
Residential
Lot
0.34 ac
Garage
2
HOA
$25/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
22
Elementary
Chets Creek
Middle
Kernan
High school
Atlantic Coast

Come home to this thoughtfully updated and impeccably maintained gem located in the sought-after Heather Glen community. This move in ready home features the following updates - roof (2020), Heat/AC (2024), Guest Bathroom (2025), Garage door (2025), custom Closets by Design in the Master Bedroom, Porcelain wood look flooring. New bedroom carpet in guest bedroom. Modern kitchen with shaker cabinetry and granite countertops. The open concept floor plan makes entertaining a breeze. Enjoy the large family room and wood burning fireplace or step out back to the patio and take in the serene view of the surrounding landscape. Just minutes to the beaches, entertainment, major highways/downtown Jax, Mayo Clinic and about any modern necessity. A beautiful, updated home with an outstanding lot and fantastic view in a great neighborhood that is conveniently located - this one checks those boxes. Come see what makes this home special and book your appointment today. Property extends beyond the fenced area in the rear. Transferable termite bond with Turner Pest Services.

What to check on this one

  • Verify roof 2020 installation date with Turner Pest Services termite bond transfer documentation
  • Confirm Heat/AC 2024 replacement—request warranty details and service records
  • Obtain flood zone designation via FEMA map; request elevation certificate if AE/VE zone
  • Review HOA $25/mo covenants; confirm no short-term rental restrictions apply
  • Request 4-point inspection given 1994 build year and plumbing/electrical age verification

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,672/mo
Property tax (1.1% eff., Duval Co.)$472/mo
Homeowners insurance (est.)$300/mo
HOA$25/mo
All-in monthly (est.)$3,469/mo

Loan $411,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 7:10 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.