Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$925,000

5655 CAPO ISLAND Road, St. Augustine, FL 32095, St. Augustine, FL 32095

Casa Cola

Price
$925,000
Beds / Baths
3 / 3
Living area
2,819 sqft
Year built
2007
Type
Residential
Lot
1.62 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
10
Elementary
Ketterlinus
Middle
Sebastian
High school
St. Augustine

$328/sqft asking, vs a $206/sqft median across 1,018 closed sales in 32095 over the last 12 months — 60% above the area's closed prices. Condition and lot vary; that's what a showing is for.

FARMHOUSE CHARM MINUTES FROM DOWNTOWN & THE COAST! A beautiful 1.6-acre parcel, this farmhouse-inspired property offers space, privacy & flexibility! W/NO HOA, CDD fees or flood insurance required. The inviting design features expansive custom-covered porches, 10' ceilings, concrete construction, closed cell spray insulation & comfortably designed for everyday living & entertaining. With approx. 2,800sqft of living space +1,000sqft upstairs, for room to grow. Upstairs is unfinished, a multifunctional, flex space w/a home gym & game area w/tremendous potential. The property is ideal for multi-generational living. The outdoor possibilities are equally impressive, w/plenty of room for a pool, 20'x30' pole barn w/storage, an add'l covered carport-perfect for a boat or RV & a separate shed. Zoned OR offering add'l flexibility for future use. A 300' artesian well, irrigation w/a timer, & Galvalume 5V metal roof provide peace of mind. This rare beauty has charm, space, privacy & convenience!

What to check on this one

  • Verify flood zone designation with St. Johns County Property Appraiser—obtain FEMA map confirmation.
  • Get roof installation date; metal Galvalume roof age vs. insurer requirements (typically 15-20 years).
  • Confirm well & septic system permits, inspection records, and last service date with county.
  • Request 4-point inspection quote; verify homeowner's insurance availability at $925K valuation.
  • Obtain zoning verification (OR designation) and any deed restrictions affecting future commercial/multi-use plans.
  • Title search to confirm no CDD or HOA liens; review property deed for covenants.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,800/mo
Property tax (1.1% eff., St. Johns Co.)$848/mo
Homeowners insurance (est.)$540/mo
All-in monthly (est.)$6,188/mo

Loan $740,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE. Data via realMLS (Northeast Florida MLS), updated Aug 22, 2026, 7:15 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.