Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$340,000

194 LONGTAIL Drive, St. Augustine, FL 32092, St. Augustine, FL 32092

Shearwater

Price
$340,000
Beds / Baths
3 / 3
Living area
1,750 sqft
Year built
2021
Type
Townhouse
Lot
0.06 ac
Garage
1
HOA
$165/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
22
Elementary
Trout Creek Academy
Middle
Trout Creek Academy
High school
Beachside

$194/sqft asking, vs a $196/sqft median across 364 closed sales in 32092 over the last 12 months — 1% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Beautifully maintained and thoughtfully updated, this inviting home offers a bright, open-concept layout with stylish finishes and plenty of space for everyday living and entertaining. The main living area features wood-look tile flooring, abundant natural light, and custom decorative wall molding that adds an elevated designer touch. The spacious family room flows seamlessly into the dining area and kitchen, creating an open and comfortable gathering space. The kitchen features generous cabinetry, stainless steel appliances, ample counter space, a center island with seating, and an open view into the main living areas. A striking blue accent wall in the dining space adds character and complements the home's modern, neutral palette. Upstairs, spacious bedrooms offer excellent natural light, while the bathrooms feature double vanities, updated cabinetry and a beautifully tiled walk-in shower with glass enclosure. An interior laundry room provides additional convenience. Sliding glass doors extend the living space outdoors to a screened patio, perfect for relaxing or enjoying Florida's indoor-outdoor lifestyle. Neutral finishes throughout make this home truly move-in ready while still allowing the next owner to easily make it their own. Stylish, spacious and beautifully cared for--this is one you'll want to see in person!

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE
  • Request CDD bond payoff amount and confirm annual assessment schedule
  • Confirm HOA documents include rental restrictions and lease transfer rules
  • Review 4-point inspection report (roof, plumbing, electrical, HVAC)
  • Check roof installation date and obtain insurer wind-mitigation inspection

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,764/mo
Property tax (1.1% eff., St. Johns Co.)$312/mo
Homeowners insurance (est.)$292/mo
HOA$165/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,700/mo

Loan $272,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CASTILLO REAL ESTATE JAX. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 3:14 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.