Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$120,000

4448 MELVIN Circle E, Jacksonville, FL 32210, Jacksonville, FL 32210

North Oak Hill

Price
$120,000
Beds / Baths
2 / 1
Living area
768 sqft
Year built
1963
Type
Residential
Lot
0.22 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
17

This 1-story home features 2 bedrooms, 1 bathroom, and a 1-car attached carport with a functional layout designed for comfortable everyday living. The inviting living areas provide a welcoming space to relax or entertain, while the well-designed floor plan offers flexibility for a variety of lifestyles. The generously sized bedrooms provide comfortable accommodations, and the home's single-level design adds everyday convenience. Whether you're looking for your next home or an investment opportunity, this property offers plenty of potential to make it your own. One or more photos may have been virtually staged, AI generated, or digitally enhanced to illustrate the property's potential.

What to check on this one

  • Verify roof age and get 4-point inspection; 1963 home likely needs insurer approval
  • Confirm flood zone via FEMA map; obtain elevation certificate if AE/VE
  • Check for polybutylene plumbing (pre-1995 risk) and cast-iron drain lines
  • Order septic system inspection and confirm maintenance records if applicable
  • Get wind-mitigation inspection for insurance underwriting and rate reduction eligibility

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$623/mo
Property tax (1.1% eff., Duval Co.)$110/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,025/mo

Loan $96,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MAINSTAY BROKERAGE LLC. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 7:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.