$79,900
1856 28TH Street W, Jacksonville, FL 32209, Jacksonville, FL 32209
Royal Terrace
- Price
- $79,900
- Beds / Baths
- 3 / 1
- Living area
- 960 sqft
- Year built
- 1960
- Type
- Residential
- Lot
- 0.11 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 22
- Middle
- Select One
$83/sqft asking, vs a $109/sqft median across 689 closed sales in 32209 over the last 12 months — 24% below the area's closed prices. Utilities are off and substantial rehab needed; price reflects as-is condition and investor-focused repositioning opportunity.
Investor special with strong value-add potential. This 3-bedroom, 1-bath, 960 sqft concrete block home sits on a fenced lot with massive 440sqft detached garage/workshop ideal for storage, equipment, or additional flexibility. Perfect for investors or buyers ready to build equity, this property offers a true blank canvas. Bring your contractor and creativity, this is a project ready to be transformed. Clean title. Utilities are off and will not be turned on. No wholesalers, no assignable contracts, no sight-unseen offers unless full price.
What to check on this one
- Verify flood zone designation with FEMA map; request elevation certificate if in AE/VE zone.
- Obtain roof inspection report—66 years old likely requires full replacement; confirm insurer will cover.
- Order 4-point inspection (roof, HVAC, plumbing, electrical) and wind-mitigation inspection for insurance eligibility.
- Confirm utilities shutoff reason and reconnection cost/timeline with city; test water/sewer viability.
- Hire licensed inspector to assess concrete block foundation, plumbing materials (polybutylene/cast-iron), and structural integrity.
- Verify septic vs. municipal sewer; if septic, obtain maintenance and pumping history.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $63,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of LINWARD REALTY, LLC. Data via realMLS (Northeast Florida MLS), updated Aug 10, 2026, 4:04 PM.
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