Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$850,000

1769 S 15TH Street, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034

Amelia Park

Price
$850,000
Beds / Baths
3 / 2
Living area
1,784 sqft
Year built
2015
Type
Residential
Lot
0.14 ac
Garage
2
HOA
$72/mo
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
22
Elementary
Atlantic
Middle
Fernandina Beach
High school
Fernandina Beach

$476/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 88% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Immaculate Amelia Park Craftsman Cottage. 3 BR and 2 BA with 1784 SF and a 2 car garage. One of the most sought after communities on the Island. Close to downtown, the beaches and shopping. Enjoy a central park, walking trails and multiple lakes. The house has loads of upgrades and shows like a model home. This is definitely worth a look.

What to check on this one

  • Verify HOA documents, CC&Rs, and any rental restrictions for Amelia Park
  • Confirm flood zone designation and obtain elevation certificate if needed
  • Review roof age and get 4-point inspection quote from NE Florida insurer
  • Pull HOA financials, reserve study, and any pending special assessments
  • Verify all listed upgrades with receipts and confirm warranties transfer

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,410/mo
Property tax (1.1% eff., Nassau Co.)$779/mo
Homeowners insurance (est.)$496/mo
HOA$72/mo
All-in monthly (est.)$5,757/mo

Loan $680,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 10, 2026, 3:08 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.