$329,000
1202 KIRBY Street, Palatka, FL 32177, Palatka, FL 32177
Metes & Bounds
- Price
- $329,000
- Beds / Baths
- 3 / 2
- Living area
- 1,658 sqft
- Year built
- 1950
- Type
- Residential
- Lot
- 0.72 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 17
Welcome to this well maintained 3 bedroom, 2 bath concrete block home, conveniently located in the heart of the city. Home is completely fenced with a private outdoor space great for relaxing, entertaining or enjoying time with your family and pets. Located just minutes from the St. Johns River and Ravine Gardens. Enjoy the outdoor recreation while still remaining close to shopping, dining and other city conveniences. This home offers an excellent combination of location, comfort and value. Live oaks, and citrus trees. Includes a 24x24 carport on concrete slab along with an 8x12 shed for storage.
What to check on this one
- Verify roof age and condition; 1950 home may need inspection or replacement soon.
- Order 4-point inspection (required by most insurers for pre-1980 homes in Florida).
- Check for polybutylene or cast-iron plumbing; concrete block from this era often has both.
- Confirm flood zone and obtain elevation certificate if in AE/VE zone.
- Inspect foundation for cracks, settling, or water intrusion common to 1950 concrete block.
- Verify septic system service history and condition; well water if applicable.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $263,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of COLDWELL BANKER BEN BATES INC. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 11:15 PM.
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