$645,900
95272 SANDY POINTE Drive, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034
Sandy Pointe Preserve
- Price
- $645,900
- Beds / Baths
- 4 / 3
- Living area
- 2,735 sqft
- Year built
- 2023
- Type
- Residential
- Lot
- 0.23 ac
- Garage
- 2
- HOA
- $100/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 22
$236/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 7% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Pride of ownership is evident from the moment you step inside! This beautifully maintained home offers over 2,700 sq ft with a thoughtfully designed split floor plan featuring 4 bedrooms, 3 full baths, a private office, formal dining room & eat-in kitchen. Light, airy finishes create a clean coastal feel, complemented by custom lighting throughout and large sliders framing beautiful palm tree views. The gourmet kitchen stands out with a wall oven/microwave combo, cooktop, coffee bar, stylish cabinet hardware & plenty of workspace. The spacious primary suite features his & hers walk-in closets. Luxury Vinyl Plank flooring flows throughout the main living areas, with carpet in the bedrooms. A generous laundry room with built-in drop station adds everyday convenience. The courtyard-entry garage features durable Shark Coating flooring, while a large storage room on the opposite side of the home offers both interior & exterior access and could easily be converted to a single-bay garage. Located on a quiet, no-through-traffic cul-de-sac street and outside of a flood zone in the private, gated SEDA Homes community of Sandy Pointe Preserve. Enjoy low HOA fees, NO CDD & a fantastic location just 5 miles from Amelia Island beaches and minutes to luxury resorts, historic Downtown Fernandina Beach, shopping & dining. Only 20 miles to JAX International Airport and zoned for highly rated Nassau County schools!
What to check on this one
- Verify flood zone designation with FEMA map—listing says 'outside' but confirm official zone letter.
- Review HOA covenants for short-term rental restrictions and guest policies.
- Confirm builder warranty coverage remaining on 2023 construction and transferability.
- Inspect garage Shark Coating and storage room condition for moisture/salt air damage.
- Verify gated community access procedures, gate maintenance fees, and HOA reserve funding.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $516,720 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 1:07 PM.
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