Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$290,000

1066 MONTEGO BAY Drive S, Jacksonville, FL 32218, Jacksonville, FL 32218

Turtle Creek

Price
$290,000
Beds / Baths
3 / 2
Living area
1,514 sqft
Year built
1978
Type
Residential
Lot
0.21 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
12
Elementary
Biscayne
Middle
Highlands
High school
First Coast

$192/sqft asking, vs a $160/sqft median across 1,817 closed sales in 32218 over the last 12 months — 20% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Why rent when you can own? Welcome Home! This beautifully maintained 3-bedroom, 2-bath home with a 2-car garage offers the perfect combination of comfort, functionality, and value. Whether you're purchasing your first home, downsizing, or looking for a smart investment, this move-in ready property is one you won't want to miss. Step inside to discover a bright, open floor plan designed for everyday living and effortless entertaining. The spacious living area flows seamlessly into the kitchen and dining space, creating the perfect gathering place for family and friends. The split-bedroom layout provides added privacy, while the generous primary suite offers a relaxing retreat with an en-suite bath and ample closet space. Enjoy the convenience of a two-car garage, low-maintenance living, and a backyard ready for weekend barbecues, pets, gardening, or simply relaxing after a long day. Located in a desirable community with convenient access to shopping, dining, schools, major highways, and everyday conveniences, this home delivers the lifestyle today's buyers are searching for. Why rent when you can own? Take advantage of the opportunity to begin building equity in a place you'll be proud to call home. Schedule your private showing today and discover why 1066 Montego Bay Drive could be the perfect place to start your next chapter.

What to check on this one

  • Verify roof age and condition; obtain recent inspection or insurer report.
  • Order 4-point inspection and wind-mitigation inspection (home is 46 years old).
  • Confirm flood zone designation; request elevation certificate if in AE/VE.
  • Check plumbing material—polybutylene or cast-iron common in 1978 homes.
  • Inspect HVAC age and service history; get maintenance records.
  • Confirm no unpaid special assessments or liens on title.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,505/mo
Property tax (1.1% eff., Duval Co.)$266/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,063/mo

Loan $232,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PROVINCE REALTY GROUP LLC. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 1:46 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.